Terms of Service
Please read these terms carefully before using Calcmatic.
Last updated: March 2026
By accessing or using Calcmatic ("the Site"), including the Savematic savings goal tracker, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Site.
We reserve the right to modify these terms at any time. Continued use of the Site after changes constitutes acceptance of the modified terms.
Calcmatic provides free online financial calculators for educational and informational purposes. Our calculators cover topics including but not limited to:
- • Mortgage and loan calculations
- • Investment and retirement planning
- • Tax estimation and planning
- • Debt management and payoff strategies
- • Savings goals and projections
All calculations are performed locally in your browser. We do not store, process, or have access to the data you enter into our calculators.
Savematic is a savings goal tracking tool within Calcmatic. By using Savematic, you agree to the following additional terms:
Not Financial Advice
Savematic is a savings goal tracker designed to help you plan and visualize your savings progress. It is NOT financial advice. Savings projections, timelines, and calculations are estimates only. Always make financial decisions based on your own judgment and, when appropriate, consult a qualified financial professional.
Product Pricing
Product prices shown in Savematic are sourced from user-contributed data and cached product information. Prices may not reflect current Amazon pricing and can change at any time. Amazon product information (titles, prices, images) is provided "as-is" without any warranty of accuracy or timeliness. Always verify the current price on Amazon before making a purchase.
Account Data
Your account data — including income sources, expenses, and wishlist items — can be deleted at any time from the Settings page. You may also delete your entire account. See our Privacy Policy for full details on data handling and deletion.
Browser Extension
The Savematic browser extension reads product data (title, price, image) from Amazon product pages only. It does not access, read, or track any other websites or browsing activity. The extension communicates only with Calcmatic servers to save product data to your account.
Usage Limits
- • Rate limits: 30 requests per minute per user
- • Wishlist limit: 30 items per account
These limits are subject to change. Exceeding rate limits may result in temporary access restrictions.
Important Disclaimer
Calcmatic is for educational and informational purposes only. Our calculators and Savematic do NOT constitute financial, tax, legal, or investment advice.
The results provided by our calculators are estimates based on the information you provide and general assumptions. Actual results may vary significantly based on individual circumstances, market conditions, tax laws, and other factors.
Always consult with qualified professionals (financial advisors, tax professionals, attorneys) before making important financial decisions.
Nothing on this Site should be construed as:
- • Financial or investment advice
- • Tax advice or tax preparation services
- • Legal advice
- • Accounting services
- • A recommendation to buy, sell, or hold any financial instrument
We are not licensed financial advisors, accountants, attorneys, or tax professionals. Any decisions you make based on information from this Site are made at your own risk.
Accuracy of Information
While we strive to provide accurate calculations and up-to-date information:
- • Tax rates, limits, and rules change frequently and may not reflect current law
- • Financial formulas use standard calculations that may not apply to every situation
- • Results are estimates and should not be relied upon for exact figures
- • We make no guarantees about the completeness or accuracy of any calculation
- • Product prices in Savematic are user-contributed and may not reflect current pricing
You are responsible for verifying any information before making financial decisions.
Calcmatic is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.
Savematic links to Amazon products using affiliate tags. When you purchase a product through one of these links, we earn a small commission at no extra cost to you. Product prices and availability are subject to change. Any price displayed on Savematic at the time of purchase will apply.
You agree not to:
- • Use the Site for any unlawful purpose
- • Attempt to interfere with the Site's operation or security
- • Scrape, copy, or redistribute Site content without permission
- • Use automated systems to access the Site in a manner that exceeds reasonable use
- • Misrepresent calculator results as professional financial advice
- • Abuse Savematic rate limits or attempt to circumvent usage restrictions
Intellectual Property
All content on this Site, including but not limited to text, graphics, logos, calculator designs, and software, is the property of Calcmatic or its content suppliers and is protected by intellectual property laws.
You may use our calculators for personal, non-commercial purposes. You may not reproduce, distribute, or create derivative works from our content without express written permission.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, CALCMATIC AND ITS OPERATORS SHALL NOT BE LIABLE FOR:
- • Any direct, indirect, incidental, or consequential damages arising from your use of the Site
- • Financial losses resulting from decisions made based on calculator results or Savematic savings projections
- • Errors or inaccuracies in calculations, educational content, or product pricing
- • Service interruptions or technical issues
- • Loss of account data or savings information
You use this Site entirely at your own risk.
Indemnification
You agree to indemnify and hold harmless Calcmatic, its operators, and affiliates from any claims, damages, or expenses arising from your use of the Site or violation of these Terms.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles. Any disputes arising from these Terms or your use of the Site shall be resolved in the appropriate courts.
Summary
- 1. Educational only - not financial/tax/legal advice
- 2. Results are estimates - always verify with professionals
- 3. Use at your own risk - we're not liable for decisions you make
- 4. Be respectful - don't abuse or scrape the site
- 5. Savematic data is yours - delete it anytime from Settings
- 6. Affiliate links - we earn commissions on Amazon purchases at no extra cost to you